A wallet is more than just a place to stash cash. It is a portable vault where you keep some of your most valuable and sensitive possessions. However, not everything belongs in your wallet. Carrying unnecessary items can make you vulnerable to identity theft and financial loss. Here are some things that you should never carry in your wallet.
Social Security Card
Your social security number is part of your personal identity. If it falls into the wrong hands, a perpetrator can use it for fraudulent activities like opening credit accounts in your name. Leave your social security card at home in a secure place, unless it is absolutely necessary to carry it with you for a specific purpose, such as an appointment to create a passport.
Multiple Credit Cards
Limit the number of credit cards you store in your wallet. The fewer cards you carry, the fewer you will lose if someone steals your wallet. Plus, carrying too many cards might tempt you to overspend.
Passwords and PINs
Writing passwords and PINs and carrying them in your wallet can be a serious risk. If your wallet is stolen, the thief will not only have your cards but also the keys to use them. It is better to memorize these codes or use a secure password manager on your smartphone.
Old receipts contain sensitive information and make your wallet bulky. Receipts often have partial credit card numbers and can give identity thieves enough data to start causing trouble. Throw out old receipts regularly or go digital if possible. Sign up for email receipts or go paperless to declutter your wallet once and for all!
Carrying a spare house key might seem like a good idea in case you lose your original set. However, if you lose your wallet and it has your home address (from your driver’s license), you are handing a thief the keys to your house.
It is better to leave a spare key with a trusted neighbor or family member. In some cases, you can leave a spare key under a rock if you feel safe or compelled.
The Final Word
Now that you know some things you should never carry in your wallet, you can take what you need and leave the rest at home. The safety of your personal and financial information often lies in your own hands. By only carrying necessary items in your wallet, you can protect yourself from these risks. Your security and peace of mind are worth more than the convenience of having everything in one place!